Arizona Home Talk

NEW Short Sale advisory handout!

It’s HERE! A great resource for learning about all your options before you list your home as a short sale.  Also, if you are considering a loan modification, refinance, foreclosure - there are helpful links in this packet for you too! This form was made with the client in mind - www.aaronline.com/documents/ssseller_advisory.pdf It was put together by the [...]

Help for homeowners who “played by the rules”

Have you been responsible? Yea, me too. There is new help effective March 4th, 2009 for those of us that have paid their mortgage each month, didn’t speculate and buy a bunch of properties, and still manage to be “underwater” - owe more on your mortgage than what your home is worth. [...]

New Mortgage Help from Gov’t

Nov. 11, 2008 09:48 AM Associated Press WASHINGTON - In the most sweeping effort so far to help troubled homeowners, the federal government and the mortgage industry on Tuesday will announce a plan to streamline the assistance process for hundreds of thousands of delinquent loans held by Fannie Mae and Freddie Mac. The Federal Housing Finance Agency, which [...]

Need to Refi but have no Equity?

Q: What if I need to refinance but have no equity? Well, this is when you call the mortgage company that gets your monthly check and ask for mercy. Mercy usually looks like one of the following:  a portfolio refinance, a loan modification or a hardship adjustment.  Basically, these are just different ways of improving the terms [...]